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Ajay Verma

Chandigarh, India
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About Ajay
Ajay Verma is a journalist based in Chandigarh, India.
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IRDAI to hike surrender chargers for policy

27 Mar 2024  |  www.money9.com
IRDAI plans to increase surrender charges for insurance policies. There is a 51 percent increase in sales of luxury houses. Mobile tariffs are expected to rise after the Lok Sabha elections. Dell confirms significant layoffs.

What are the top fintech trends for 2024?

16 Jan 2024  |  money9.com
The fintech industry is set to continue its evolution in 2024 with trends such as increased Account to Account payments, the growth of Central Bank Digital Currencies, the use of Generative AI in personalizing lending experiences, enhanced security for digital wallets through digital identity integration, the transformation of Anti-Money Laundering tools, advanced banking services on smartphones, biometric authentication for in-store payments, and the rise of Buy Now Pay Later services for B2B payments.

What are the top fintech trends for 2024?

13 Jan 2024  |  www.money9.com
2024 is set to witness significant trends in the fintech sector, with a focus on digital payment apps and investment opportunities. The article provides insights on how individuals can start their investment journey using these digital tools.

Retail prices of banana goes up to Rs 30/dozen

08 Jan 2024  |  money9.com
Banana prices have increased to Rs 30 per dozen, impacting consumers' pockets. Government hospitals are implementing a policy to stop selling unhealthy food. Additionally, there has been a decline in unsold stock in the Delhi NCR real estate market.

GoI takes stock of rising dark pattern malice!

16 Dec 2023  |  www.money9.com
The Government of India (GoI) is addressing the increasing issue of dark patterns in digital interfaces. The Reserve Bank of India (RBI) has raised the auto pay limit on the Unified Payments Interface (UPI) to enhance user convenience. This move is part of broader efforts to regulate and improve financial technology services in the country.

List of Major Earthquakes in Nepal Since Year 1255, with Magnitudes, Deaths

04 Nov 2023  |  careerindia.com
A powerful earthquake struck northwestern districts of Nepal on November 3rd, resulting in at least 128 deaths and hundreds of injuries. The event recalls the 2015 earthquake that killed around 9,000 people. Nepal's earthquake-prone nature is due to its location in the Himalayan region where the Indian Plate collides with the Eurasian Plate, causing tectonic stress and increasing the likelihood of earthquakes, as explained by Professor Dhruv Sen Singh from the University of Lucknow.

Swiggy has hiked its platform fees for users

17 Oct 2023  |  www.money9.com
Swiggy has increased the platform fees for food delivery orders by Rs 2. Microsoft's social media company LinkedIn will once again be laying off employees. RBI's new rules on home loans will come into effect from December 1.

TCS to fill 40,000 vacancies in FY24 itself!

16 Oct 2023  |  www.money9.com
TCS plans to hire 40,000 campus recruiters in the current financial year, as stated by CEO N Ganapathy Subramaniam. Additionally, the government has ordered YouTube to issue disclaimers on channels spreading fake news.

Arhar dal becomes cheaper by 4% before festivals

12 Oct 2023  |  www.money9.com
The price of Arhar dal has decreased by 4% ahead of the festival season. The government is considering imposing a ban on sugar exports to prevent price hikes in the next decade. The GST authority has fined LIC. Additionally, movie tickets will be available for Rs 99 this Friday.

Direct Tax Collection Zooms Up by 22%

11 Oct 2023  |  www.money9.com
Government collected Rs 700 crore as TDS from online gaming and crypto business. The first numberless credit card has been launched. Flour prices may increase as wheat prices reach an 8-month high.

73,800 Job Cuts in Coal Sector by 2050 Spells Tough Times for Jharkhand and Chhattisgarh

10 Oct 2023  |  careerindia.com
The coal sector in Jharkhand and Chhattisgarh, India, is expected to face 73,800 job cuts by 2050, with a Global Energy Monitor report warning of significant job losses across the industry. The report, authored by climate scientists including Ryan Driskell Tate and Dorothy Mei, calls for government action to provide alternative livelihoods for affected workers. China and India are projected to experience the largest declines in coal mine employment, with Coal India at risk of the most substantial job cuts. The socio-economic impact of energy transition is highlighted, with a need for equitable strategies to support workers. West Bengal is identified as the most affected region by mine closures, and the informal sector is expected to suffer as well. Transition planning, as seen in Spain, is suggested as a model for mitigating economic hardship for workers.

More High Quality Borrowers On BNPL Cos Radar

05 Oct 2023  |  www.money9.com
BNPL companies are shifting focus towards borrowers with good credit histories due to RBI's new regulations on the FLDG model, which now limits fintechs to bearing only 5% of the risk in loan portfolios. This change is expected to tighten underwriting standards and reduce the approval of high-risk loans. Experts from Propelld and IppoPay suggest that this will lead to more rigorous credit evaluations and smaller loan ticket sizes, with innovative lending models emerging to cater to small customers. The RBI's active monitoring aims to ensure prudent lending practices.

RBI MPC Meeting Starts From Today

04 Oct 2023  |  www.money9.com
The Monetary Policy Committee (MPC) of the Reserve Bank of India (RBI) begins its meeting today. Term deposit rates have increased by more than 17% over the past year. Blue Dart Express will raise the price of parcel delivery starting January 1, 2024.

How this smartphone brand can become the biggest threat to your privacy

01 Oct 2023  |  www.money9.com
Chinese smartphone company Realme is under government investigation for allegedly collecting user data through its Enhanced Intelligent Services feature. Other Chinese brands like Vivo, Oppo, and OnePlus, all under BBK Electronics, are also implicated. South Korean company Samsung faces similar accusations with its Galaxy S20FE model. The issue raises significant concerns about data privacy and national security, especially with the widespread use of GPS and other data-collecting features in smartphones.

Understanding the Impact of El Niño on India's Gloomy Monsoon

30 Sep 2023  |  careerindia.com
India's 2023 Southwest Monsoon season ended with 'Below-Normal' rainfall, 6% short of the long-period average, due to the evolving El Niño in the Pacific Ocean. The season faced challenges such as a delayed onset, Cyclone Biparjoy, and heatwaves in East India. Despite two low-pressure areas in September that revived rainfall, over 200 districts experienced deficient rainfall. Climate Scientist Dr Roxy Mathew Koll linked these anomalies to rising sea-surface temperatures and climate change. G P Sharma from Skymet Weather noted that 80% of El Niño events negatively affect monsoon rainfall. The uneven rainfall distribution across India suggests significant meteorological changes and potential future impacts on water security, agriculture, and the economy.

20% TCS on excess expenditure while traveling abroad from Oct 1

29 Sep 2023  |  www.money9.com
The Tax Collected at Source (TCS) rate on excess expenditure while traveling abroad will increase from 5% to 20% starting October 1. Currently, no TCS is levied on Liberalised Remittance Scheme (LRS) transfers up to Rs 7 lakh in a financial year.

Your Demat account could be frozen after 30th September

26 Sep 2023  |  www.money9.com
There is an urgent reminder for demat account holders to name a nominee by 30th September to avoid their accounts being frozen. Additionally, the RBI Governor highlighted that over 60 percent of pending loans are attributed to the top 20 willful defaulters.

Watch movies for just Rs 99 on National Cinema Day

25 Sep 2023  |  www.money9.com
The Reserve Bank is preparing to make changes in the provisions regarding willful defaulters. Komaki electric scooter becomes cheaper by Rs 21000 in the festive season.

India to slash import duty on processed foods

12 Sep 2023  |  www.money9.com
India has agreed to reduce import duties on certain fresh and processed food items to a range of 5-10%. Additionally, Apple's upcoming Wonderlust Event is anticipated to feature the launch of new products, including significant updates to the iPhone 15.

Key Climate Issues in G20 Summit, How India can emerge as World Leader

07 Sep 2023  |  www.careerindia.com
The G20 Leaders' Summit in Delhi will focus on climate change amidst geopolitical tensions and the absence of China's Xi Jinping and Russia's Vladimir Putin. India's G20 presidency aims to enhance its global standing by advocating for the Global South and leading in climate action, including a plan to achieve net-zero emissions by 2070. Key issues include fossil fuel phase-out, subsidies, coal, renewables, and finance. The EU is expected to support a phase-out deal, while Saudi Arabia resists. G20 countries are responsible for a significant portion of the world's coal capacity, and Germany is pushing for a renewables agreement. Finance discussions will address the need for trillions in investments for developing countries' clean energy transitions. Experts believe India can influence G20 nations towards a sustainable and inclusive energy transition and that MDB reforms are necessary for financial alignment.

Rising Cement Prices To Make Construction Costs Go Up

06 Sep 2023  |  www.money9.com
Building a shop or house will become more expensive due to rising cement prices. The RBI Governor noted that vegetable prices are starting to decrease and emphasized the goal of reducing the inflation rate to 4%. Additionally, it will become mandatory for customers to designate a nominee.

RBI announces integration of pre-sanctioned credit lines for banks into UPI system

05 Sep 2023  |  www.money9.com
The Reserve Bank of India (RBI) has announced the integration of pre-sanctioned credit lines for banks into the UPI system. State Bank of India (SBI) has introduced the facility of Central Bank Digital Currency. Flipkart has set a target of providing over 1 lakh seasonal employment opportunities before the festive season.

Meta likely to launch additional features on Facebook, Instagram

04 Sep 2023  |  www.money9.com
Meta is expected to introduce a new ad-free feature on Facebook and Instagram, available after making payments. Additionally, the deadline for Rs 2000 notes is approaching, and tickets for Team India matches have sold out.

Now, you will be able to make offline digital payments worth up to Rs 500

25 Aug 2023  |  money9.com
The transaction limit on UPI Lite will be increased, allowing for offline digital payments up to Rs 500. A major exemption on the sale of residential property has been announced by the Income Tax Tribunal. Additionally, a 100% ethanol powered car is expected to be released by August 29.

RBI to start digital loan platform on pilot basis

16 Aug 2023  |  www.money9.com
The Reserve Bank of India (RBI) is set to launch a digital loan platform on a pilot basis. According to SBI Research, India's per capita income is projected to increase 7.5 times by 2047. Additionally, a report by Forex Suggest indicates that nearly 1 in 10 women in India own cryptocurrencies.

RBI keeps repo rate unchanged at 6.5%

10 Aug 2023  |  www.money9.com
The Reserve Bank of India (RBI) has maintained the repo rate at 6.5%. The government has reduced rice prices under the open market scheme to Rs 29 per kg. The Securities and Exchange Board of India (SEBI) has shortened the IPO listing time to T+3 days.

ONDC to make available financial services

09 Aug 2023  |  www.money9.com
Wheat prices have reached a six-month high level. ICICI Bank has announced a Monsoon Bonanza for its customers.

Government makes QR code mandatory on packaging of 300 drug brands

01 Aug 2023  |  www.money9.com
The government has mandated the use of QR codes on the packaging of 300 drug brands to combat the sale of counterfeit medicines. This regulatory action aims to enhance the traceability and authenticity of pharmaceutical products in the country.

Financial frauds are continuously increasing in India

31 Jul 2023  |  www.money9.com
July 31, 2023, is the last day to file income tax returns for FY23. Banks in India will remain closed for a total of 14 days in August 2023.

Citizens in flood hit areas to get faster claim settlement

18 Jul 2023  |  www.money9.com
IRDAI has directed insurers to expedite claim settlements for individuals affected by floods. Additionally, Axis Bank has increased interest rates on fixed deposits.

NEET-UG Results Announced, Tamil Nadu and Andhra Pradesh Students Shine at the Top!

13 Jun 2023  |  www.careerindia.com
The National Testing Agency has announced the NEET-UG results, with Prabanjan J from Tamil Nadu and Bora Varun Chakravarthi from Andhra Pradesh achieving a 99.99 percentile. Uttar Pradesh, Maharashtra, and Rajasthan had the highest number of qualifying candidates. The exam was conducted on May 7 in 13 languages across 4,097 centers in 499 cities, including international locations. Seven candidates were disqualified for unfair practices. The NTA has assigned All India Ranks for MBBS and BDS admissions, while state authorities will handle domicile and category considerations.

IIT-JEE Advanced 2023 Toppers List, Check Zone-wise, Category-wise Rank Here

04 Jun 2023  |  www.careerindia.com
IIT Guwahati announced the IIT-JEE Advanced 2023 results with Vavilala Chidvilas Reddy from Hyderabad Zone topping the exam. Nayakanti Naga Bhavya Sree topped the female list. The article provides a list of toppers across various categories and zones, with updates to follow for incomplete information.

Business men are gonna face the music from the GST department

16 May 2023  |  www.money9.com
NSE has launched NYMEX WTI crude oil and Natural Gas futures in the commodity derivatives segment. Equitas Small Finance Bank is offering an interest rate of 9% on its 888-day fixed deposit.

JioCinema app will now be the new home for all the HBO content

28 Apr 2023  |  www.money9.com
JioCinema will now host all HBO content, expanding its streaming offerings. The Central Board of Direct Taxes (CBDT) aims to increase the number of taxpayers to over 8 crore. The Securities and Exchange Board of India (SEBI) has banned five entities from market participation due to allegations of front running.

Income Tax Department releases ITR 1 and ITR 4 forms for FY23

27 Apr 2023  |  www.money9.com
The Income Tax Department has released the ITR 1 and ITR 4 forms for the financial year 2023, currently available for offline filers. SEBI has banned individuals who were disseminating false information about stocks via a Telegram channel. In February, Aadhaar was used for 2.31 billion authentications.

RBI to investigate bank accounts that are yet to complete KYC

26 Apr 2023  |  Money9English
The Reserve Bank of India is set to investigate bank accounts that have not completed the Know Your Customer (KYC) process. Banks are currently in discussions with the RBI to strengthen the KYC procedure. Additionally, stock brokers are no longer allowed to pledge a client’s money with banks.

How This New Partnership Is Making Study Abroad Dreams Easier For Indians

21 Feb 2023  |  careerindia.com
University Living and Pearson have formed a partnership to facilitate the study-abroad process for Indian students by providing accommodation, financial services, and logistical support. The collaboration was announced on February 21st, 2023, in New Delhi, with a focus on easing the transitions of PTE test takers, primarily in Australia and Canada. The partnership includes exclusive offers such as cashbacks on accommodation and flights, and is supported by the acceptance of PTE by governments for visa applications. The strategic alliance aims to empower students to focus on their academic and professional growth.
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