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Josh Poyser

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About Josh
Josh Poyser is a journalist based in Stockton-on-Tees, United Kingdom.
Science & Environment Food & Drink Travel

HSBC launches new international payments app

03 Jan 2024
HSBC Group has introduced Zing, a new international payments app, in the UK, aiming to compete with fintech companies like Revolut and Wise. Zing offers a debit card, online and offline spending, currency conversion, and supports up to 10 currencies in its wallet. It is designed for expats, travelers, and international investors. The app allows global purchases and international money transfers in 30 currencies. James Allan, CEO of Zing, emphasizes the app's innovative features and customer support.

Airwallex to improve customer onboarding with AI

06 Dec 2023
Airwallex, a global fintech company, has introduced a generative AI tool that enhances its know your customer (KYC) and onboarding processes, resulting in a 50% reduction in false positives and a 20% increase in successful customer onboarding without human intervention. The AI tool, which is sensitive to language and cultural nuances, allows customers to onboard in minutes and improves fraud detection. Airwallex co-founder Jacob Dai and vice president Elliot Colquhoun discuss the positive impact of AI on business velocity and security, highlighting the tool's immediate benefits and the company's commitment to investing in AI as a business accelerator.

Mastercard approved to begin payments processing in China

23 Nov 2023
Mastercard NUCC, a joint venture entity, has been approved by China's central bank to start domestic bankcard clearing. Mastercard has developed a cross-border portfolio in China, including bank cards and acceptance points, and has enabled inbound acceptance through Alipay and Tencent. CEO Michael Miebach and co-president Ling Hai expressed their commitment to China's digital economy and the potential benefits for local businesses and consumers.

Commerzbank secures cryptocurrency licence

17 Nov 2023
Commerzbank becomes the first German full-service bank to obtain a Crypto Currency Licence, enabling it to offer a broad range of digital asset services focused on crypto assets. The licence allows for the creation of a secure, compliant platform for institutional clients' custody needs based on blockchain technology. Commerzbank serves 26,000 corporate clients and over 10 million private small business customers, handling 30% of Germany's foreign trade. The development reflects a wider trend in the German banking sector, with DZ Bank also launching a blockchain-based digital custody platform.

TerraPay and Nequi join forces to transform remittances in Colombia

27 Oct 2023
TerraPay, a cross-border payments network, has partnered with Nequi, a Colombian digital financial app, to enable Nequi's 17.5 million customers to receive remittances. Announced at Money20/20 USA, the collaboration leverages TerraPay's technology within the Nequi app, which also offers financial products like loans and a debit card. TerraPay, which recently raised $100m for global expansion, and Nequi aim to foster financial inclusion and empower Colombians financially. TerraPay's CEO, Ambar Sur, and Nequi's Chief Product Officer, MarĂ­a del Pilar Correa, both emphasized the partnership's potential to improve financial management and access.

Airwallex expands into Latin America with MexPago acquisition

23 Oct 2023
Airwallex has agreed to acquire MexPago, a Mexican paytech company, to expand its financial infrastructure into Latin America. This acquisition aligns with Airwallex's mission to empower businesses to operate globally and follows a 460% year-on-year revenue growth in the Americas. Key appointments have been made in Airwallex's San Francisco office to support the expansion. Airwallex, founded in Melbourne and headquartered in Singapore, plans to grow its team by over 500 in the next year. The acquisition is seen as a significant move for Airwallex's entry into Latin America and for Mexican companies to operate globally.

Bolttech acquires Digital Care for EMEA expansion

20 Oct 2023
Bolttech has acquired Digital Care to expand its presence in the EMEA region, focusing on the telecommunications industry. The acquisition will allow bolttech to enter new markets in Poland, Croatia, Lithuania, and South Africa, offering a broader product range, increased operational capacity, and an extensive distribution network. Both companies aim to develop new servicing, digital, and sustainability capabilities, supporting bolttech's mission to make insurance accessible, especially in emerging markets. Rob Schimek, CEO of bolttech, and Aleksander Wistuba, CEO of Digital Care, both expressed positive views on the acquisition's potential for innovation and customer service.

US FinTech Awards 2023 interview: Matt Biver

19 Oct 2023
Matt Biver, CEO of Grandview Analytics, discusses the company's mission to help financial services organizations optimize their investment in data and technology assets. Grandview Analytics, shortlisted for Data Initiative of the Year at the US FinTech Awards 2023, offers consulting and managed data services tailored to clients' needs. Biver emphasizes the importance of data management, the challenges faced by financial firms, and how Grandview's services, including their Rivvit software, address these issues. He also provides advice for fintech startups on utilizing data and looks forward to celebrating with peers at the awards ceremony.

An interview with Sebastian Sieber

05 Oct 2023
Sebastian Sieber, Syfe's chief marketing officer, discusses the company's journey since its establishment in 2019 by CEO Dhruv Arora, its offerings tailored to working professionals, and the strength of the fintech sector in Asia. Syfe provides managed portfolios, cash management solutions, and a brokerage platform, aiming to serve customers who fall below the private banking threshold. Sieber highlights the company's marketing strategies, educational initiatives, and the importance of long-term investing. He also notes Singapore's role as a fintech hub and the potential for digital financial solutions in Asia.

Earnix appoints Erez Barak as CTO

20 Sep 2023
Earnix, a SaaS provider for insurers and banks based in Tel Aviv, Israel, has appointed Erez Barak as its new chief technology officer. Barak, with over 22 years of experience including roles at Microsoft and HP, will lead the company's research and development and analytics teams. CEO Robin Gilthorpe expressed confidence in Barak's ability to drive technology development and the operational application of AI at scale. Earnix operates globally, serving customers in over 35 countries.

TSB and FinTech Scotland open innovation programme

17 Aug 2023
TSB and FinTech Scotland have launched their annual Innovation Labs Programme, inviting fintechs to develop their ideas at TSB's Edinburgh Tech hub. The programme aims to foster solutions in areas such as money confidence, inclusive services, career experiences, and innovative customer solutions. It supports the UK's fintech sector and leverages Scottish talent. Previous winners like ApTap, Snugg Energy, and Lightning Reach have benefited from the programme, which has been praised by participants and leaders alike for its role in enhancing fintech collaboration and ecosystem development.

Baking during lockdown.

07 Oct 2020

How Cameroon, already dealing with bloody conflict in the English speaking region and one of the worlds deadliest terrorist groups in the Far North, is expected to cope with Covid-19.

07 Oct 2020  |  schoolofjournalism.shorthandstories.com
The article discusses the ongoing crisis in Cameroon, which began in 2016, leading to over 3,000 deaths and the displacement of nearly 700,000 people. Violence has erupted between separatist groups and the government's army, with many seeking refuge in Nigeria or hiding in forests. The government has imposed internet blackouts in the Southern region, and there have been reports of villages being burnt, and acts of torture and killing. A recent incident on February 14, where Cameroon's military killed at least 21 people, including children, in Ngarbuh village, was highlighted by Human Rights Watch. The government initially denied but later admitted military involvement. The article also mentions the impact on education, with schools shut for four years and over 600,000 children affected, according to Unicef. The Southern Cameroon region continues to seek independence, self-declaring as Ambazonia.

A review of two studies, one by Centre for Global Development (CGDEV) and the other by The Lancet, which estimated the potential fatalities of COVID-19, directly and indirectly.

07 Oct 2020

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