Bizum, a popular instant payment application in Spain, is under scrutiny by Hacienda to ensure compliance with financial regulations. Users must adhere to specific limits and reporting requirements to avoid fines, which can range from €600 to €150,000 depending on the severity of the infraction. The article highlights the legal obligations of banks to report significant transactions and the potential penalties for non-compliance.

Families with young children face significant expenses, including childcare. To assist, the Seguridad Social has introduced the Cheque Guardería, offering up to 1,000 euros annually as a tax deduction for childcare expenses. This benefit is available to working mothers and can be claimed if the child is under three years old. The aid covers various childcare-related costs, including pre-registration, tuition, attendance, and meals. The deduction is applied when filing the tax return, and specific conditions must be met to qualify.

Maintaining clean windows is essential for a healthy and pleasant living environment. Clean windows allow more natural light to enter, improving mood and productivity, and enhancing air quality by reducing allergens and contaminants. Regular cleaning also saves energy by maximizing sunlight and extends the lifespan of windows by preventing damage from dirt and pollution. Proper cleaning techniques are crucial to avoid streaks and ensure the best results.

Maintaining a clean and tidy home is essential not only for aesthetics but also for health and well-being, preventing diseases such as respiratory issues, allergies, and infections. A study in 'Environmental Health Perspectives' suggests that exposure to high levels of dust and mites can increase the risk of asthma, especially in children. Experts recommend an intermediate cleaning frequency, which may vary depending on the area of the home and factors such as family size and pets. Regular cleaning positively impacts mood and productivity, with research from Princeton University and 'Psychological Science' supporting the benefits of a clean living environment.

The new 37.5-hour workweek agreed upon by PSOE and Sumar will not reduce workers' salaries but will increase the value of their working hours. This change, set to benefit over 12 million private sector employees, will be implemented progressively, starting with a 38.5-hour workweek in 2024 and consolidating to 37.5 hours in 2025. The plan has been well-received by unions, although employers are skeptical. The minimum wage will remain unchanged.

The Spanish Government's early February approval of the Minimum Wage Increase (SMI) to 1,134 euros in 14 payments for 2024, a 5% increase from the previous year, will retroactively apply from January 1, 2024. This measure aims to improve the purchasing power of vulnerable workers and stimulate the economy. Unions like UGT and CCOO have praised the increase, benefiting 2.5 million workers, while employer organizations such as CEOE and ATA warn of potential negative employment effects, predicting up to 100,000 job losses. Labor Minister Yolanda Díaz counters that the increase will not destroy jobs and serves as a tool for social justice. Workers are reacting positively, especially with the upcoming payroll including back payments due to the retroactive approval.

The Spanish Directorate-General for Traffic (DGT) has introduced strict regulations for vehicles, including electric scooters and personal mobility vehicles, to improve road safety and urban mobility. The new rules, which include a maximum speed limit of 25 km/h for scooters and a ban on their use on sidewalks and highways, were detailed by DGT head Pere Navarro. All vehicles manufactured before the new regulations must be replaced by 2027. In 2022, there were 299 accidents and 12 fatalities involving these vehicles, according to Fundación Mapfre. The DGT aims to promote responsible education regarding these changes.

The Spanish government's early February approval of the Minimum Wage increase to 1,134 euros in 14 payments for 2024, a 5% increase from the previous year, will retroactively apply from January 1, 2024. This measure aims to improve the purchasing power of vulnerable workers and stimulate the economy. Unions like UGT and CCOO have praised the increase, while employer organizations such as CEOE and ATA have expressed concerns about potential job losses. Labor Minister Yolanda Díaz defends the increase, asserting it will not destroy jobs and serves as a tool for social justice. Companies are required to quickly pay the back pay due to the increase, with the annual amount for workers being the same regardless of whether they receive their salary in 12 or 14 payments.

The Spanish government, through a pact between PSOE and Sumar, plans to reduce the working week from 40 to 37.5 hours, with a gradual implementation starting in 2024. This measure aims to benefit employees without reducing salaries, though employers are concerned about potential negative impacts on productivity. Bill Gates supports the idea, emphasizing that AI will handle routine tasks, allowing workers to focus on more important activities, thus maintaining or even increasing productivity.

The Spanish Tax Agency must return a tax to affected property owners following a Supreme Court ruling that declared the tax unconstitutional. The ruling allows for the return of municipal capital gains tax payments even in cases where the tax assessments were final. This decision marks a significant change, as it removes the time limit for reclaiming these taxes, which typically had a four-year limit. The tax in question, known as the Impuesto sobre el Incremento de Valor de los Terrenos de Naturaleza Urbana (IIVTNU), is levied on the increase in value of urban land when ownership is transferred.

The Spanish Government, through the Ministry for the Ecological Transition and the Demographic Challenge, announced in the Official State Gazette (BOE) that starting Tuesday, March 19, the price of butane will increase to 16.67 euros per canister, a 4.91% rise from January and February. This change is part of the regular update that occurs every odd-numbered month and reflects the volatile international energy market. The price of butane had previously reached a historical high in January 2022 at 19.55 euros, followed by a decrease until September 2023, when it was priced at 14.43 euros.

The National Court of Spain has issued a ruling clarifying the conditions under which workers can request legally mandated days off for unexpected personal circumstances, such as family illness, accidents, or death. The ruling, informed by the Workers' Union (USO), partially upholds a union lawsuit against the 'contact-center' collective agreement, changing the counting of leave days from calendar days to business days. Additionally, the article mentions Labor Minister Yolanda Díaz's announcement of a new law prohibiting automatic and justified dismissal of workers based on acquired permanent disability, furthering the government's social measures.

In Spain, the popular money transfer application Bizum, used by nearly half of the population and many businesses, is now under scrutiny by Hacienda. The tax authority will begin imposing fines for non-compliance with financial regulations. Users must justify transfers exceeding €10,000 in their tax declarations, and failure to follow the SI model procedures can result in fines ranging from €600 to €150,000, depending on the severity of the infraction.

The Spanish government, led by Pedro Sánchez, has announced the continuation of free public transportation for frequent users of Renfe services and other state-regulated transport systems throughout 2024. This measure, initially introduced to mitigate the effects of the Ukraine war, has been extended due to its success. The initiative includes a 100% fare discount for regular users, with specific conditions for usage and renewal. The government aims to alleviate financial burdens and promote sustainable transportation, with similar policies expected in the new legislative term.

Families with young children face significant expenses, particularly for childcare. To alleviate this burden, Social Security has introduced the 'Cheque Guardería,' a deduction that can save up to 1,000 euros annually. This benefit is available to working mothers and can be claimed for various childcare-related expenses, provided the child is under three years old. The total potential deduction, including an additional maternity deduction, can reach up to 1,200 euros. The initiative aims to support families financially, especially those without access to public childcare options.

Renfe, Spain's national railway company, has experienced a serious security breach on its website, affecting thousands of users. The breach involved unauthorized access to user accounts and fraudulent redemption of loyalty points through Carrefour's ChequeAhorro. Renfe has notified affected customers, implemented a new double security system, and is working on restoring lost information and points. The company has also reported the incident to the police and the Spanish Data Protection Agency for further investigation and is advising customers to change their passwords.

Bizum has become the most widely used instant payment platform in Spain, extending beyond personal transactions to legal payments in many businesses. Experts highlight common user errors and potential consequences if tax authorities investigate transactions. Enrique García from the Organization of Consumers (OCU) emphasizes the lack of regulation, making it dependent on businesses to decide on fractional payments, which can be more convenient for users.

In 2024, Spain will implement a pension reform aimed at ensuring the long-term sustainability of the public pension system and providing dignified monthly incomes for pensioners. The reform, initiated by former Social Security Minister José Luis Escrivá and now overseen by Elma Saiz, includes a progressive annual increase in pensions, with a target of a 70% rise by 2027. Contributive pensions will increase by 3.8% in line with the Consumer Price Index, while non-contributive pensions and minimum income will see higher increases. The minimum pension will range from 783.07 to 1,549.35 euros per month, depending on various factors such as age and marital status.

Bizum, a popular instant money transfer application in Spain, is under increased scrutiny by Hacienda due to the high volume of transactions and potential for unregulated money flow. Starting in 2024, users who exceed specified transaction limits may face fines. The limits include a maximum of 1,000 euros per transaction, 2,000 euros daily, and 5,000 euros monthly, among others. Hacienda has established specialized control bodies to monitor and investigate suspicious activities, aiming to prevent financial crimes.

Spanish Prime Minister Pedro Sánchez thanked Cisco CEO Chuck Robbins for the multinational's investments and projects in Spain, including a future chip design center in Barcelona. The meeting occurred at the World Economic Forum in Davos, marking the start of Sánchez's agenda there. Sánchez highlighted digital transformation as a key aspect of his government, exemplified by the creation of the Ministry of Digital Transformation. Cisco's planned semiconductor design center in Barcelona is seen as strengthening Spain's semiconductor design and research ecosystem. Cisco also signed a cybersecurity risk information exchange agreement with Spain's National Institute of Cybersecurity (INCIBE) in February 2023 and will make Spain its renewable energy supplier for all European operations, positively impacting local employment in Aragón.

On Tuesday, January 16, the cheapest gasoline and diesel prices in the province of Santa Cruz de Tenerife are highlighted. In Tenerife, CANARY OIL, S.L. and TGAS-TU TRÉBOL offer the lowest prices for Gasoline 95 and 98. PLENOIL and PETROPRIX provide the cheapest diesel in La Orotava and Los Realejos. In La Palma, PCAN and DISA stations offer the most affordable fuel options. El Hierro's lowest prices are found at DISA VALVERDE and DISA FRONTERA. In La Gomera, SAN SEBASTIAN and DISA MUELLE GOMERA provide the best deals. The article provides a comprehensive list of the cheapest fuel stations across various municipalities.

Ferrovial's partners at Heathrow Airport are challenging the sale of the company's 25% stake. Shareholders representing 35% of the airport have expressed their intention to exercise their right of first refusal. Ferrovial had reached an agreement to sell 15% and 10% of its stake to Ardian and The Public Investment Fund of Saudi Arabia for £2.368 billion. The identity of the shareholders exercising their rights is currently unknown. Stakeholders in Europe's largest airport include sovereign funds from Qatar, Singapore, and China, as well as pension funds from Canada and the UK.

The SEPE has issued a warning to citizens receiving state payments about the conditions for traveling abroad. Violating these conditions could result in the loss of monthly income, affecting unemployment benefits, pensions, or the Active Insertion Income (RAI). The duration and purpose of the trip are crucial, with different rules for trips longer or shorter than 15 days. The SEPE may suspend or terminate benefits based on the length and reason for travel, emphasizing the importance of understanding these conditions before leaving the country.

Croquettes, a staple in Spanish cuisine, are celebrated with a special recipe from renowned chef José Andrés. His method involves dividing the dough into manageable portions, rolling them out, and cutting them with a flour-coated knife for better handling. The article emphasizes the importance of using quality ingredients and proper techniques to achieve perfect croquettes.

The Ibex 35, Spain's main stock market index, fell by 0.82% to 9,994.1 points, dropping below the symbolic 10,000-point mark for the first time since November 27. The decline follows the release of Germany's December inflation rate at 3.7% and improved investor confidence in Germany and the Eurozone. Wall Street also saw declines as investors digested financial reports. In Spain, the Treasury placed €1.997 billion in short-term debt, with high investor demand despite reduced interest rates. The European Central Bank noted a significant drop in inflation expectations among Eurozone citizens. The World Economic Forum in Davos is ongoing, with significant participation from Ibex 35 companies. Only five stocks in the Ibex 35 advanced, while the rest saw declines. European markets mostly corrected, with slight gains in Milan. Brent crude oil prices rose, while the euro fell against the dollar, and Spanish 10-year bond yields increased.

In Spain, 75% of companies struggle to find qualified professionals to fill vacancies, a problem that is becoming more acute despite high unemployment rates. The annual human resources trends report by Randstad and CEOE indicates a 3% increase in recruitment difficulties from the previous year. The issue spans across sectors, from low-skilled positions like waiters to highly skilled roles like cybersecurity analysts. The Ministry of Labor and unions suggest poor job conditions as a cause, while companies downplay salary issues, with only 31% citing non-competitive wages as a problem. Instead, 75% of companies surveyed claim a lack of properly trained workers with the necessary skills. To address this, companies are focusing on building an attractive employer brand rather than raising salaries, with 46% of executives working on their 'employer brand' and only 32% opting to increase wages. Additionally, 46% of the companies surveyed are already using AI in their production processes, as highlighted by the rise of the digital assistant ChatGPT in 2023.

Spain loses nearly 5% of its annual sales in clothing, makeup, and toys due to counterfeiting, amounting to approximately 35,000 million euros. This results in around 15,000 jobs not being created. The European Union as a whole faces a loss of 16,000 million euros in sales and 200,000 jobs annually due to counterfeit goods. The toy industry is the most affected, with Spain losing 113 million euros and 235 jobs annually. The clothing and footwear sector sees a 5% loss in sales, equating to 12,000 million euros and 160,352 jobs across Europe. The cosmetics industry also suffers, with Spain losing 398 million euros and 3,601 jobs annually.

Pedro Sánchez, the President of the Government, asserts that the administration is working diligently to present the 2024 General State Budgets by the end of the first quarter. In an interview, Sánchez highlights the government's commitment to advancing employment, social rights, and social cohesion. He emphasizes Spain's strong economic performance and job creation, attributing success to both national efforts and European funds.

The Spanish Public Employment Service (SEPE) has issued a warning to citizens receiving state benefits, including unemployment subsidies, pensions, or Active Insertion Income (RAI), that they could lose their monthly income if they travel abroad and fail to comply with certain conditions. Residency in Spain and a minimum number of days spent at the usual place of residence are required to maintain eligibility. The SEPE distinguishes between trips longer than 15 days and shorter ones, with the former potentially triggering an investigation into personal circumstances and the potential loss of benefits. Travel for work, job search, professional development, or international cooperation must be communicated to the SEPE, with different rules applying depending on the duration of the stay abroad.

Grifols, the Catalan multinational, has confirmed that the sale of 20% of its Chinese subsidiary Shanghai Raas to Haier Group Corporation will proceed as planned, despite concerns raised by a report from Gotham City Research. The sale, valued at approximately 1.6 billion euros, is expected to be completed in the first half of 2024. This transaction is part of Grifols' strategy to address its significant debt.

With the arrival of colder autumn weather, people are seeking ways to keep their homes warm and cozy. A useful tip for creating a pleasant home environment during winter is to place bay leaves on radiators. Bay leaves, known for their healing and aromatic properties, can act as a natural air freshener when heated, spreading their scent throughout the home. This method also offers a cost-saving alternative to commercial air fresheners and cleaning products.

The Spanish Ministry of Industry and Tourism is reviving the State Observatory of Private Delinquency, with plans to publish an annual 'blacklist' of companies that significantly fail to meet payment deadlines to their suppliers. This initiative is part of the 'Crea y Crece' Law aimed at monitoring payment periods in commercial transactions. The blacklist will include companies with over 600,000 euros in overdue debt that pay less than 10% of their invoices within the legal deadline. The first publication is delayed by at least a year due to the pending implementation of an electronic invoicing system by the Ministry of Finance. The observatory will also produce an annual report on payment periods and delinquency, including public administration data provided by the Ministry of Finance and Public Function.

Families with young children face significant expenses, including childcare costs. To support these families, Social Security has introduced the 'Cheque Guardería,' a deduction that can save up to 1,000 euros annually. This benefit is available to working mothers and can be claimed for various childcare-related expenses. The aid is received through tax deductions and is contingent on meeting specific requirements, such as the child being under three years old and the mother being employed and registered with Social Security.

Grifols, a leading hemoderivatives multinational, faces a severe financial crisis following accusations by Gotham City Research of financial mismanagement. The company's stock plummeted after the report, which alleged that Grifols concealed debt and manipulated its financial statements. Despite efforts to reassure investors and reduce debt through layoffs and asset sales, the market remains skeptical. The Spanish National Securities Market Commission (CNMV) is investigating the claims, and the outcome could significantly impact Grifols' future. The crisis is compounded by the strategic importance of Grifols' facilities to the US, as revealed by Wikileaks.

Caixa Popular, the second-largest credit cooperative in the Valencian Community, focuses on continuous improvement rather than becoming the largest entity. The cooperative plans to open new offices and aims for a 10% growth in investment in 2024, despite a challenging economic environment. The lack of merger activity among rural banks is attributed to their stable condition. Caixa Popular emphasizes ethical banking practices, including fair remuneration for deposits, and is expanding its presence in medium-sized cities while addressing financial exclusion. The cooperative also offers flexible mortgage options for young people, although affordability remains a challenge.

The article provides detailed information on the cheapest fuel prices available this Saturday in various locations within the province of Santa Cruz de Tenerife. It lists the best options for Gasoline 95, Gasoline 98, and diesel across different municipalities and islands, including Tenerife, La Palma, El Hierro, and La Gomera. The data is sourced from the Ministry of Industry, Commerce and Tourism.

Funcas forecasts that the average annual inflation rate in 2024 will be 3.2%, with core inflation expected to decrease to 2.9%. The foundation has adjusted its predictions to incorporate December's better-than-expected results and the schedule for reversing tax cuts. January's inflation rate is expected to rise to 3.3%, influenced by stable oil prices. The reduction in inflation will be partially offset by the reversal of VAT and other tax cuts, keeping inflation above the 2% target set by central banks. The performance of food prices has been better than expected, though this may be a temporary result.

The increase in the minimum wage to 1,134 euros in 2024 will primarily benefit women, young people, and those with temporary contracts working in the commerce and hospitality sectors. According to CCOO's analysis, 1.96 million full-time workers will benefit, with women and young people being the most impacted groups. The majority of beneficiaries have indefinite contracts, although the incidence is higher among temporary workers. The sectors with the highest number of minimum wage earners are commerce and hospitality, followed by public administration, health, education, and other services. The largest age group of beneficiaries is between 25 and 34 years old.

The Spanish government, led by Yolanda Díaz, has agreed with unions to raise the Minimum Wage by 5% retroactively from January 1, 2024. This decision follows the withdrawal of business associations from negotiations. The increase marks a significant rise in the Minimum Wage over the past six years, with a total increase of over 50% since 2018. The measure is expected to pass in the upcoming legislative session, supported by parties that backed Pedro Sánchez's recent investiture. Díaz criticizes the business sector for not supporting the workers, while unions UGT and CCOO welcome the increase.

The Spanish government has postponed the revival of a 2021 law aimed at reducing electricity bills by reallocating costs to gasoline and natural gas, due to ongoing energy price uncertainties. The law, which remains on hold, proposes creating a National Fund for the Sustainability of the Electric System to shift some renewable energy costs from electricity bills to fuel and gas prices. The delay is attributed to the energy market turmoil following the Ukraine invasion and the need to protect consumers. Industrial sectors have opposed the law, citing its potential negative economic impact during the energy crisis.

Grifols addresses investor concerns regarding accusations of debt manipulation by Gotham City, a firm known for uncovering financial scandals. The pharmaceutical company's shares fell by 26% following the allegations. Grifols denies the claims and highlights that only three out of 22 investors in Scranton, the investment vehicle in question, are from the Grifols family. The Comisión Nacional del Mercado de Valores (CNMV) has requested information from Grifols, giving them ten days to comply.

The Spanish agricultural insurance system set new records in 2023, with over 1,000 million euros in premiums and 16,918 million euros in insured capital, covering six million hectares, 36.9 million tons of products, and 416 million animals. This surge in insurance uptake reflects farmers' need for protection against the climate crisis, which has caused severe weather events and crop damage. Agroseguro estimates that indemnities will exceed 1,200 million euros in 2023, a significant increase from the previous year. Key figures in the agricultural sector emphasize the ongoing adaptation to climate change's impact on production.

The inflation rate in the United States increased by three-tenths in December, closing 2023 at 3.4%, according to the Bureau of Labor Statistics. Monthly consumer prices rose by three-tenths compared to November, while core inflation, a key metric for the Federal Reserve, decreased by one-tenth annually to 3.9%. The Federal Reserve's efforts to control inflation through interest rate hikes since March 2022 have faced setbacks, with the current rate range at 5.25% to 5.5%. Housing prices contributed significantly to the monthly increase, while energy and food prices also saw rises. President Joe Biden downplayed the annual increase, emphasizing the overall decline from the peak in June 2022. The Federal Reserve continues to monitor economic data closely, with potential for further rate hikes. The U.S. labor market remains strong, with 216,000 new jobs created in December and an unemployment rate of 3.7%.

Telecinco has launched a new season of 'La Isla de las Tentaciones,' featuring couples testing their relationships. Among the participants are Niko Malvaux and Ruth González, a former Carnival Queen of Santa Cruz de Tenerife. Ruth, who has a background in fashion and healthcare, gained local fame in 2022. The article delves into her journey from modeling to reality TV, highlighting her achievements and personal story.

The Court of First Instance and Preliminary Investigation number 2 of Noia in A Coruña has initiated proceedings due to a possible crime against natural resources and the environment following the spill of pellets on the Galician coast after a ship lost its cargo off Portugal on December 8. The judge has ordered the Nature Protection Service (Seprona) of the Civil Guard to submit a report detailing the ownership of the vessel 'Toconao', the circumstances of the cargo loss, the content and potential toxicity of the spilled pellets, as well as the extent of the spill and the delineation of the affected area.

Bizum, a popular instant payment application in Spain, is under scrutiny by the Spanish Tax Agency (Hacienda) to ensure transfers are lawful. With over 10 million users, Bizum faces new regulations where individuals making transfers over €10,000 must justify them in their tax returns. Failure to comply with the standards can result in fines ranging from €600 to 50% of the transferred amount, and for more severe offenses involving untraceable money, penalties can escalate from €60,000 to €150,000.

Repsol is intensifying its price war by offering double fuel discounts to new electricity customers, aiming to attract more clients and challenge its major competitors in both the gas station and electricity markets. The company, led by Josu Jon Imaz, has already gained over 700,000 new customers since launching its cross-discount plans in April. Repsol's strategy pressures rivals like Cepsa, BP, Galp, Iberdrola, Endesa, and Naturgy to respond with new discounts.

The Council of Ministers has approved the appointment of Israel Arroyo Martínez as the new Secretary of State for Economy and Business Support, replacing Gonzalo García Andrés. This change follows Nadia Calviño's move to the European Investment Bank. Arroyo, who previously served as Secretary of State for Social Security and Pensions, will now be the second-in-command to the newly appointed Minister of Economy, Trade, and Business, Carlos Cuerpo. García Andrés, who held the position since May 2021, is stepping down after more than two years in the role.

In 2023, 6,618 migrants died attempting to reach Spain, marking the deadliest year recorded by the NGO Ca-minando Fronteras. The majority of deaths occurred on the Atlantic route from Senegal, Gambia, and Mauritania to the Canary Islands. The report criticizes European and Spanish immigration policies for prioritizing border control over rescue operations, with significant political accusations against the EU and Spanish authorities. The NGO's data contrasts with lower figures from the International Organization for Migration, highlighting challenges in data collection. The report underscores the need for better rescue efforts and criticizes the practice of passive rescue alerts.

The Ibex 35 closed with a 1.46% drop to 10,060.3 points, driven by a report accusing Grifols of falsifying its accounts, leading to a 25.91% drop in its shares. Gotham City Research claims Grifols' debt is underreported, likening its situation to NMC Health and Let's Gowex. Grifols denies these allegations. Other significant declines included CaixaBank, Colonial, ArcelorMittal, and BBVA. European markets also saw declines, though less severe. Telefónica's employment regulation affecting 3,421 employees begins, and key economic indicators from the US, China, and Spain are expected later in the week.

The Council of Ministers has approved the appointment of Israel Arroyo Martínez as the new Secretary of State for Economy and Business Support, replacing Gonzalo García Andrés. This change follows the departure of Nadia Calviño to the European Investment Bank. Arroyo, who previously served as Secretary of State for Social Security and Pensions, will now be the second-in-command to the newly appointed Minister of Economy, Carlos Cuerpo. García Andrés, who held the position for over two years, leaves after Calviño's new appointment. Arroyo's extensive background includes roles in the Independent Authority for Fiscal Responsibility and the General Treasury of Social Security.

Bizum, a popular money transfer application in Spain with over 25 million users, will now allow users to pay their taxes through the app starting in 2024. The Agencia Tributaria and local tax authorities have integrated Bizum into their systems to facilitate tax payments, making the process easier and faster. This new feature is available in several regions and cities, including Galicia, Extremadura, and Valencia. The article highlights the convenience and efficiency of using Bizum for tax payments, although it notes a transaction limit of 1,000 euros to prevent potential fraud.

The eurozone's unemployment rate fell to a historic low of 6.4% in November, down from 6.5% in October, despite recession warnings. The EU's unemployment rate also hit a new low of 5.9%. The eurozone's unemployment rate is now one percentage point below pre-pandemic levels. Eurostat reported 12.95 million unemployed in the EU, with 10.97 million in the eurozone. Spain, Greece, and Sweden had the highest unemployment rates, while Chequia, Malta, and Poland had the lowest. Youth unemployment in the eurozone dropped to 14.5%, with 2.81 million young people unemployed in the EU.

Repsol is intensifying its price war by offering double discounts on fuel for new electricity customers, aiming to attract more clients and challenge its rivals in both the gas station and electricity markets. The strategy, led by CEO Josu Jon Imaz, seeks to enhance customer loyalty by becoming a sole energy service provider. This move pressures competitors like Cepsa, BP, Galp, Iberdrola, Endesa, and Naturgy to respond with their own discounts.

Gotham City Research has accused the pharmaceutical company Grifols of manipulating its financial figures and hiding debt, causing a significant drop in its stock price. The CNMV is currently analyzing the report and Grifols' response. Gotham City Research, known for exposing the Gowex scandal, claims Grifols' actual debt is much higher than reported. The report also questions the corporate governance of Grifols, highlighting concerns about the independence of its CEO and recent management changes. Grifols has been focusing on increasing its organic revenue and reducing debt, but investor concerns remain high.

Families with young children face significant expenses, including childcare. To assist, Social Security has introduced the Cheque Guardería, offering up to 1,000 euros annually as a tax deduction for working mothers with children under three. This aid complements the existing maternity deduction, potentially saving families up to 1,200 euros. The benefit is claimed through tax returns and covers various childcare-related expenses, provided certain conditions are met.

In November, the Eurozone's unemployment rate reached a record low of 6.4%, down from 7.4% before the pandemic. The EU also saw a new low of 5.9%. Eurostat reported a total of 12.95 million unemployed in the EU, with 10.97 million in the Eurozone, marking a decrease from the previous year. Spain, Greece, and Sweden had the highest unemployment rates, while Czechia, Malta, and Poland had the lowest. Youth unemployment in the Eurozone also decreased to 14.5%.

Franz Beckenbauer, an iconic figure in German and world football, transformed the perception of German football from being considered brute and unsophisticated to one of elegance and strategy. Beckenbauer's style of play as a defender was revolutionary, and his contributions as a player, coach, and president of Bayern Munich have left a lasting legacy on the sport. His leadership brought Germany to a World Cup victory in 1990, and his vision continued to influence the game beyond his playing years.

The CNMV, led by Rodrigo Buenaventura, is analyzing a report by Gotham City Research that accuses Grifols of financial manipulation, causing a significant drop in its stock price. Buenaventura has rejected suspending Grifols' listing, emphasizing the need for transparency and investor protection. Javier Hernani of Bolsas y Mercados Españoles also stressed the importance of transparency and the functioning of market mechanisms. Gotham City Research's report claims Grifols has significantly higher debt than reported, leading to severe financial implications.

Antigen and flu test sales in pharmacies have increased by 60% compared to the previous week, with 1.6 million units sold between December 26 and 31, predominantly for influenza A and coronavirus. Andalucía, Cataluña, and Madrid are the regions with the highest sales. The upward trend is expected to continue due to projected contagion peaks. A meeting between the Ministry of Health and autonomous communities ended without an agreement on reinstating mandatory masks in health centers, hospitals, and pharmacies amid rising respiratory infections.

The nuclear sector, represented by Foro Nuclear, opposes the Spanish Government's new General Plan for Radioactive Waste, which mandates the phased closure of nuclear plants between 2027 and 2035 and the construction of seven temporary waste storage facilities. The sector criticizes the plan's high costs and the financial burden placed on nuclear companies, advocating for delaying plant closures to ensure better funding. The Government's decision to increase the non-tax levy on nuclear power production to cover the additional costs is also contested by the industry.

Bizum, a popular instant payment application in Spain, is used by over 10 million people. The Spanish tax authority, Hacienda, has intervened to ensure compliance with financial regulations, requiring banks to report transactions exceeding €10,000. Non-compliance with the SI model can result in fines ranging from €600 to 50% of the transferred amount, with severe penalties for untraceable funds reaching up to €150,000.

The Spanish government has approved a reform of the unemployment subsidy, extending benefits to individuals aged 45 and above and increasing the subsidy amount. However, the reform also reduces the pension contribution base for recipients, potentially lowering their future pensions. The Ministry of Labor and Ministry of Economy negotiated the changes, which align with European Union recommendations. Despite the initial increase in subsidy amounts, the reduction in pension contributions has raised concerns about long-term financial security for older unemployed individuals.

The Federal Aviation Administration (FAA) of the United States has mandated an immediate halt to all domestic flights of Boeing 737 MAX aircraft following an incident where one such plane experienced a fuselage blowout at 4,800 meters altitude during a flight from Portland, Oregon, to Ontario, California. The incident, which resulted in no casualties, was captured on mobile phone cameras by some of the 171 passengers on board. The FAA, after examining the footage, found that the hole matched the exact dimensions reserved for an optional emergency exit door on some models. The pilots, operating for Alaska Airlines, turned back to Portland for an emergency landing. Following the incident, the FAA announced overnight inspections of all 737 MAX aircraft in the country.

Podemos is considering rejecting the unemployment subsidy reform if the progressive reduction in pension contributions for those over 52 is not eliminated. The party views this reduction as a significant cut to future pensions and has communicated its opposition to the government. The reform, led by the Ministry of Labor, has also been criticized by unions and pensioner groups. The first plenary session of Congress in 2024 will debate and vote on this reform.

The Defensor del Pueblo has initiated an investigation into the protection of consumers using quick loans, highlighting the lack of specific legislation for this type of financing. The Banco de España and the Ministry of Economy are being questioned about their actions regarding these entities. The Asociación Española de Micropréstamos argues that despite the absence of specific regulations, consumer protection laws are in place. The association sees an opportunity with the new EU directive on consumer credit to improve regulations in Spain. The Defensor del Pueblo's action follows complaints about high interest rates and short repayment periods, which often lead to over-indebtedness among vulnerable consumers.

The price of butane gas in Spain has increased for the first time in 14 months, with a new price of 15.14 euros per 12.5-liter bottle, effective from November 21. This increase ends a year of consecutive price drops and coincides with the Christmas season and colder months, impacting household budgets. The price is regulated by law and influenced by factors such as producer country rates, export restrictions, the euro-dollar exchange rate, and national taxes. The rise is attributed to higher raw material costs, freight rates, and the euro's depreciation against the dollar.

Loterías y Apuestas del Estado has introduced a new method for collecting lottery prizes via Bizum, a mobile payment service. This initiative, launched in 2020, allows winners to receive their prizes quickly and easily by generating a QR code through the Bizum app, which is then scanned by the lottery administrator. This method applies to all lottery draws, including the popular Sorteo de Navidad.

The deadlines for submitting the Income Tax Return in Spain have changed for 2024, with the most notable update being the increase in the limit for taxpayers with two payers to 15,000 euros. The Agencia Tributaria will soon announce the 2023 Income Tax Campaign, emphasizing the importance of preparing necessary documents to avoid last-minute issues. The tax authority has a four-year period to review IRPF, potentially sending notifications of irregularities until 2028.

Consumer rights organizations warn that many discounts on appliances and electronic devices during major sales campaigns are not genuine, often hiding price increases. Inspections by the Generalitat de Cataluña found irregularities in 70% of companies monitored during Black Friday. The Organización de Consumidores y Usuarios (OCU) and the Asociación Española de Consumidores (Asescon) emphasize the importance of consumer rights and provide essential tips for buying with guarantees, such as keeping purchase receipts, avoiding impulsive buying, and checking product quality and guarantees.

The article recounts the author's experience spending a night in a hentai porn theater at Anime North, Canada's largest anime convention. The event, held in a hotel conference room, featured screenings of the hentai series 'Cream Lemon.' The atmosphere was a mix of humor and raunchiness, with attendees engaging in hand checks and making lewd comments. The author describes interactions with various attendees, including the curator Travis, who aimed to provide more explicit content this year. The experience highlighted the unique culture and behaviors within the hentai screening room, offering insights into the community's dynamics and the author's personal reflections.

The Subspace Easter Fetish Ball in Toronto featured a unique blend of traditional Easter decorations and fetish elements, including bondage bunnies and individuals dressed as Jesus. The event, organized by Craig Galbraith, emphasized respect and consent within the fetish community. Attendees shared their positive experiences, highlighting the sense of family and safe space provided by Subspace. The article explores the intersection of fetish culture and holiday celebrations, with personal anecdotes from various participants.

Luis Mora, a photographer with no prior interest in anime, captures black-and-white portraits at Anime North, Canada's largest anime convention. He highlights the friendliness and confidence of the attendees, emphasizing the formal and classic nature of black-and-white photography to showcase the diverse participants and their passion for anime.