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Check FAQAbout Renata
Renata Sago is a seasoned journalist based in the United States. Known for her diverse portfolio that emphasizes social issues, Renata has a particular focus on the African American community and the concept of aging well. Her adeptness at gathering audio through various means, including tape syncs, vox pops, and live interviews, complements her strong editing skills, allowing her to craft compelling stories that resonate with her audience. Renata's work has been featured in collaborations with notable organizations such as AARP and Word In Black, contributing to impactful series like 'Happy Aging' and 'The Financial Journey'. She has explored the transformative experience of travel and relocation for Black Americans, shedding light on historical movements and contemporary trends towards destinations like Atlanta, Ghana, and South Africa. Her reporting also extends to critical topics such as financial education, the benefits of lifelong learning for seniors, and the therapeutic role of animals in improving human cognitive functions. Beyond her features, Renata has tackled the political landscape, including the significance of 'The Villages' in Florida primaries and the restoration of civil rights for ex-felons in Florida. Her coverage of the Orlando nightclub shooting showcases her ability to handle breaking news with sensitivity, addressing its impact on communities such as the LGBT community. Renata's articles are not only informative but also empathetic, often providing practical advice and capturing the human stories behind the headlines. Her dedication to issues like health equity, homeownership disparities, and the growth of Black women entrepreneurs highlights her commitment to journalism that informs, engages, and makes a difference.
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Portfolio
April 30 Student Loan Consolidation Deadline Could Relieve Thousands
The U.S. Department of Education is offering relief to college graduates with multiple federal student loans through a consolidation program with an April 30 deadline. This initiative aims to address historical failures in loan administration and improve tracking of repayments. Experts highlight the significant debt disparity faced by Black graduates, exacerbating the racial wealth gap. The program could lead to total loan cancellation for some borrowers, particularly those in public service professions. The article underscores the mental and financial toll of student debt and calls for comprehensive loan forgiveness policies.
Black Workers Are Being Left Out of the Clean Energy Boom
The Environmental Protection Agency announced $7 billion in grants for solar energy programs aimed at low-income and historically disadvantaged areas. Despite significant investments in the clean energy sector, Black workers remain underrepresented, comprising only about 8% of the labor force. Advocacy groups and reports highlight the disparities and the need for better recruitment and retention strategies. Gabrielle Jadotte, now with WeSolar, emphasizes the industry's exclusivity and the importance of community-focused projects. The American Clean Power Association is working to improve diversity through strategic partnerships and inclusive hiring policies. Opportunities for Black workers in clean energy extend beyond solar firms to various roles that do not necessarily require a four-year degree.
The Truth About Crypto: What Black Investors Should Know
The global cryptocurrency market is projected to reach $1.6 trillion by 2030, offering potential gains but also raising questions about its legitimacy as a wealth generation tool. Algernon Austin from the Center for Economic and Policy Research criticizes cryptocurrencies as speculative investments. A 2022 survey shows 11% of Black Americans started investing through cryptocurrencies, viewing them as an alternative to traditional banking. However, concerns about safety and reliability persist, with 75% of Americans unsure about cryptocurrencies. The European Union has implemented regulations, while the U.S. is still developing its rules. Events like the Black Blockchain Summit at Howard University provide platforms for discussing the opportunities and challenges of wealth building in the Black community.
Collaboration With Wells Fargo and Operation HOPE Expands Free Financial Education
Wells Fargo and Operation HOPE are collaborating to expand financial education for underserved communities in the United States. They plan to launch 50 HOPE Inside centers by the end of 2026, which will serve over 150 Wells Fargo branches. These centers offer free financial coaching, including money management and credit improvement. Currently, 20 centers are operational in cities like Atlanta and Houston. The initiative is part of Wells Fargo's Banking Inclusion Initiative, aiming to integrate more people into the banking system. Darlene Goins of the Wells Fargo Foundation highlighted the positive impact of the program, with clients improving their credit and reducing debt. The article also discusses the benefits of having a bank account, such as building credit history, lower transaction fees, access to emergency funds, and secure fund transfers.
The Financial Journey: Understanding Cybersecurity and Protecting Your Finances
The article discusses the importance of cybersecurity, highlighting the experiences of Tami Hudson, who now helps people protect against cybercriminals. It reflects on the evolution of cyber threats since the Y2K scare, noting that the language and techniques for dealing with cyber threats were underdeveloped at that time. The article mentions the significant number of cyber-attacks reported in 2022 and the estimated financial losses. It outlines various common cyber threats and emphasizes the importance of good 'cyber hygiene' practices such as using unique passwords, regular updates, two-factor authentication, and being cautious with personal information. The article also advises on how to identify secure websites and avoid scams, suggesting that readers research companies and look for secure links. Wells Fargo's partnership with Word In Black for financial education is also mentioned.
The Financial Journey with Windy Oliver of Wells Fargo
The article is an interview with Windy Oliver, Executive Vice President of Personal Lending at Wells Fargo, discussing her roles, views on diversity and inclusion, career advice, and personal interests. Oliver emphasizes the importance of deliberate career planning, maintaining core beliefs, and the distinction between a job and a career. She advocates for financial freedom through saving and investing, regardless of the amount. Oliver also recounts a pivotal career moment when she took an international assignment in Latvia, which significantly contributed to her personal and leadership development. She stresses the value of having an authentic voice and being true to oneself. The article also highlights Oliver's community involvement in Charlotte, North Carolina, and her background in the financial services industry, including her time at GE.
The Financial Journey: An Interview with Wells Fargo's Head of Supplier Diversity and Sustainability
The article is part of 'The Financial Journey' series, a collaboration between Wells Fargo and Word In Black, focusing on financial education and opportunities. It features an interview with Ron Tate, who leads Supplier Diversity and Supply Chain Sustainability at Wells Fargo. Tate discusses his role in developing relationships with diverse businesses and managing their environmental and social impact. He emphasizes the importance of diversity and inclusion, lateral career moves, and the time value of money. Tate shares his career experiences, including a pivotal moment leading a poorly performing team, and his belief in having an authentic voice. His career spans various leadership roles in supply chain management across multiple multinational corporations. The article also highlights Tate's community involvement and outside interests.
Navigating the Threat of Imposter Scams: Insights from Wells Fargo's Fraud Prevention Expert
The article is part of 'The Financial Journey' series, created through a partnership between Wells Fargo and Word In Black, focusing on financial education and opportunities. It discusses the prevalence of imposter scams, where consumers reported $2.6 billion in losses in 2022, according to the Federal Trade Commission. Dan Cusick, Senior Vice President of Fraud Prevention at Wells Fargo, explains what imposter scams are and how they operate, including the use of wire transfers for immediate and difficult-to-recover payments. He also describes the evolution of scamming techniques from fax machines to phishing via texts and emails. Cusick provides tips for avoiding scams, emphasizing the importance of verification and caution when receiving calls demanding money or personal information. He notes that while banks have 24/7 monitoring, customer vigilance is crucial, and Wells Fargo, in particular, would never ask for a one-time password code over the phone.
The Financial Journey: Empowering Black Women Leaders in Finance
The article discusses the increasing presence of women, particularly Black women, in leadership roles within the financial services industry. It highlights the progress made over the past decade, with women now holding 18% of corporate positions globally, and women of color holding 5% of those positions. Kristy Fercho, the first Black woman executive at Wells Fargo, emphasizes the importance of authenticity and speaking up to bring diverse perspectives into the conversation. The article also mentions Tanya Sanders, head of Wells Fargo's auto division, and her inclusion on American Banker's Powerful Women to Watch list. The piece underscores the importance of diversity in enhancing company profitability and long-term viability, and it encourages continuous education and embracing change for women aiming for leadership roles.
The Financial Journey: Empowering Students of Color Through Financial Literacy
The article discusses the partnership between Wells Fargo and Word In Black to promote financial education through the 'Our Money Matters' initiative. LaRese Purnell, an ambassador for the program, shares his journey from living in homeless shelters to educating students at historically black colleges on financial literacy. The initiative, funded by the Wells Fargo Foundation and launched by the HBCU Community Development Action Coalition, aims to reduce wealth disparities by providing financial knowledge and tools to college students of color. The article highlights systemic inequities that contribute to the racial wealth gap in the United States, citing a wealth gap analysis by the RAND Corporation. It also shares personal anecdotes from students like Ben-James Brown, who learned about credit the hard way, and now works with the Wells Fargo Foundation to help others. Purnell offers practical financial management tips for students, emphasizing the importance of saving, credit score maintenance, and avoiding unnecessary debt.
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