The article provides nine suggestions for making money from one's home, including home swapping, upcycling, renting out a room, reducing home insurance bills, hosting on Airbnb, dog sitting, baking cakes, renting out a driveway, and reducing energy use. It mentions the tax-free income threshold for renting a room in Ireland, the overpayment percentage for long-term home insurance customers, and the average rental income from Airbnb in Cork city. It also references the Central Bank of Ireland, Revenue's tax rules, and support from the Department of Social Protection, MABS, and Saint Vincent De Paul.

Experts suggest that overpaying on a mortgage can lead to significant savings on interest payments and can reduce the loan term, potentially leading to a mortgage-free retirement. Trevor Grant of the Association of Irish Mortgage Advisors and Joey Sheahan of MyMortgages.ie advise that while overpaying has benefits, homeowners should ensure they have an emergency fund before using savings to reduce their mortgage. Banks like AIB and Bank of Ireland offer overpayment features, allowing customers to make additional payments without early repayment charges. The article emphasizes the importance of considering individual financial circumstances before making decisions on overpayments.

September is a peak month for job enquiries, and experts advise taking action if unhappy at work. Lockton Ireland's Ray McKenna and Indeed.com suggest reflecting on job satisfaction and considering internal transfers or skill development. Excel Recruitment's Barry Whelan emphasizes professional communication, timing, and focusing on career growth when considering a job change. It's advised to wait for a firm job offer before informing one's employer and to discuss career goals positively without criticizing current or former employers.

Financial experts provide advice on improving financial resilience and preparing for future expenses. Paul Walsh, CEO of Peopl Insurance, emphasizes the importance of building financial reserves and reducing stress through financial planning. A survey by Peopl Insurance reveals that nearly half of the Irish public would need credit to cover a sudden €3,000 bill. Mark Reilly of Royal London Ireland highlights the significance of early pension savings to ensure a comfortable retirement, while Michael Kavanagh, CEO of Compliance Ireland, suggests buying eco-friendly products and investing in sustainable options.

During summer, increased incidents such as barbecue fires, theft of outdoor equipment, and extreme weather events can lead to insurance claims. Paul Walsh, CEO of Peopl Insurance, and Jonathan Hehir, MD of insuremyhouse.ie and insuremycars.ie, advise on ensuring adequate home and travel insurance coverage. They highlight the importance of insuring homes for the correct amount, being aware of policy limitations on unoccupied homes, and checking travel insurance for strike coverage. They also stress the need to insure home contents properly and to comply with home insurance policy conditions, such as activating alarms, to avoid reduced payouts in case of claims.

A third of Irish people would retire at 60 if they could afford it, according to a Royal London Ireland survey. Taxback.com's Marian Ryan and ITC's Glenn Gaughran discuss the financial considerations for Irish people retiring abroad, including living costs, pension accessibility, tax residency, and property ownership responsibilities. They emphasize the importance of understanding the tax implications of owning and renting property abroad, as well as the potential benefits of tax residency in the retirement country.