The Financial Services Authority (OJK) has played a crucial role in stabilizing and recovering the economy in Central Sulawesi, Indonesia, especially for disaster survivors, during the COVID-19 pandemic. OJK's policies, including credit restructuring and economic recovery programs, have significantly aided those affected by the 2018 earthquake, tsunami, and liquefaction disaster. Survivors like Risman, an online motorcycle taxi driver, and Vana, a food vendor, have benefited from OJK's loan leniency policies. OJK has issued 11 policies since the pandemic began, aimed at maintaining financial sector stability and aiding national economic recovery. The Governor of Central Sulawesi, Longki Djanggola, has praised OJK for its rapid implementation of these policies, which have been felt by the community and have contributed to the region's third-highest economic growth rate in Indonesia during the pandemic.

The article discusses the conditions of temporary shelters (huntara) in Palu City, Central Sulawesi Province, which are found to be unsafe for women survivors of the earthquake, tsunami, and liquefaction disaster. Women have faced sexual harassment, including being spied on while bathing and attempted rape. The article includes personal accounts from survivors, data from the Central Sulawesi Women's Learning Circle Association (LIBU Perempuan), and comments from government officials and activists. It highlights the need for gender-responsive and child-friendly shelter construction. The government and private organizations have built 699 huntara, housing 8,808 families, but these shelters lack proper segregation and security features, making women and children vulnerable to abuse.

The Financial Services Authority (OJK) has played a significant role in the economic recovery of Central Sulawesi following the devastating earthquake and tsunami on September 28, 2018. OJK implemented special credit and financing policies to alleviate the burden on disaster survivors, leading to a positive impact on the region's economy. As of the first half of 2019, Central Sulawesi's economy grew by 6.62%, with banking credit showing a positive growth of 6.15%. The OJK and the Central Sulawesi government have formed the Regional Financial Access Acceleration Team (TPAKD) to further enhance economic growth and equitable welfare distribution.